I’ve had that song lyric going through my head for the last couple of weeks or so, for no real reason other than it was once a misunderstood lyric on my part (I thought it was life is a carnivore for a really long time), and I actually had to Google it to see who sung it in the first place. Last week though, while listening to my new favourite radio station in the GTA (the Rock out of Oshawa) they actually played the song. One of those interesting coincidences life offers up to you occasionally.
Of my goals/intentions for 2010, I had focused on four as being the ones with the highest priority: working on my health/fitness, increasing income, starting RRSP and savings accounts, and enrolling in Law Clerk courses. So an update in those areas:
Health/Fitness: I have been woefully inadequate in this arena and pretty much need to get into the game or get off the ice, basically. Vow for this upcoming week: I will eat breakfast everyday (more problematic for me than you would think), and walk for 1/2 hour three times.
Increase Income: I have actually been actively working on this one, alas, no results have been forthcoming as of yet. Based on that though, I have rethought, regrouped and expanded my outlook and am formulating a new plan of action. Basically, I realize this will happen however I cannot put a time frame on it and just need to keep putting myself out there.
Savings: February was the last payment on a loan I was paying off, which will now free up a fairly substantial portion of my monthly income starting in March. My plan is to open several savings accounts (probably via PC Financial’s high interest TFSA): emergency fund, travel, and planned spending, as well as an RSP – and to save somewhere between $4 – $5,000 dollars (at least) this year in those various categories. At this point in time, this is a fairly aggressive goal for me and I need to be really disciplined about my money going forward. I’ve been doing a lot of soul searching lately though, as well as research into how to make your money work for you, and I’m confident that I have put my previously financial asshattery behind me, and that this goal is do-able.
Law Clerk Courses: I wasn’t able to swing this for the January semester, and there may or may not be a strike by college teachers that may or may not affect my taking a course, so I’ve made the decision to wait until that’s been decided before proceeding. So this will be pushed back to the spring or summer, depending on the outcome of the negotiations.
Oh, and my goal to take up snowshoeing this winter has been curtailed by a lack of snow. Which I am conflicted about as it’s definitely a boon in the driveway shovelling area, but this winter has not been the one in which I threw myself out the door and rolled around in the season, unfortunately. Still planning on kayaking though.